EnergyBS

    Home Energy Rebates by Province and State, 2026

    The money for a heat pump, insulation, windows or an induction range now depends mostly on where you live. In the US, the federal 25C and 25D tax credits ended for equipment placed in service after December 31, 2025, so the state-run HEAR and HOMES rebates, utility programs and state credits carry the weight. In Canada, the Greener Homes Grant is closed and provincial programs pay first, with federal loans and income-tested rebates on top. Each guide below lists what is open in that province or state, what stacks, what needs pre-approval, and works the net cost for real homes, with every amount linked to the program page and dated.

    Canada: rebates by province

    Ontario

    Ontario Home Energy Rebates 2026: What Stacks and Net Cost

    An Ontario homeowner can still collect real money in late 2026, but from fewer places than two years ago. Home Renovation Savings pays up to $7,500 for a cold-climate heat pump (up to $12,000 for ground source), up to $7,700 for insulation, $100 per window or door opening, $500 for a heat pump water heater, up to $10,000 for solar plus a battery, and a $600 assessment rebate plus a $500 bonus on the bundled path. Save on Energy's Energy Affordability Program installs upgrades, including a heat pump for electric and oil homes, free for income-eligible households. The federal National Heat Pump Rebate ($2,000, or up to $10,000 below the median income) opens in early 2027 and covers installs from November 1, 2026. The Canada Greener Homes Grant and Loan are closed, and the national Oil to Heat Pump Affordability intake closed July 31, 2026. This guide maps every program by upgrade, shows which ones combine and which need pre-approval, and works two whole-house examples.

    Quebec

    Quebec Home Energy Rebates 2026: LogisVert and Rénoclimat

    A Quebec homeowner in late 2026 can draw on Hydro-Québec's LogisVert, the Quebec government's Rénoclimat and, from early 2027, the federal National Heat Pump Rebate. LogisVert pays $120 per 1,000 BTU/h at -8°C for an ENERGY STAR cold-climate heat pump ($50 for a standard model), $1,500 flat for roof insulation with caulking in an electrically heated house, $1,000 per kW of solar up to 40% of cost, $15,000 to $22,000 for electric thermal storage, and a 5% bonus for combining measures. Rénoclimat pays for insulation ($50 to $3,750 by assembly), air sealing ($400 to $800) and ENERGY STAR windows and doors ($150 each) after a pre-retrofit evaluation. The federal rebate is $2,000, or up to $10,000 below Quebec's income limits, for installs from November 1, 2026. Chauffez vert ended March 31, 2026 and the federal oil program closed to Quebec on July 31, 2026. This guide maps every program by upgrade, shows what stacks, explains how Rate D changes the payback, and works two examples.

    British Columbia

    BC Home Energy Rebates 2026: Heat Pump Rebates That Stack

    In British Columbia in November 2026, the biggest heat pump rebate is income-qualified: the CleanBC Energy Savings Program pays $3,500 to $13,000 for a central heat pump that replaces gas, oil or propane, after cuts on July 6, 2026. Outside the north, the general CleanBC rebate for leaving gas or oil ended April 11, 2025; electric-heated homes can still get up to $4,000 from BC Hydro and FortisBC, and northern homes up to $6,000. Heat pumps are PST-exempt. The federal National Heat Pump Rebate adds $2,000 or up to $10,000 for installs from November 1, 2026, with applications in early 2027. This guide lays every program side by side, flags what has closed, and works three net-cost examples.

    Alberta

    Alberta Home Energy Rebates 2026: CEIP and Federal Rebates

    Alberta has no provincial home energy efficiency grant in November 2026. The money that exists comes from three places: the Clean Energy Improvement Program (CEIP), which finances up to $50,000 in Calgary at an estimated 6.00% to 6.10% over up to 20 years through 27 participating municipalities; a few municipal programs; and the federal National Heat Pump Rebate, which pays $2,000, or up to $10,000 below the median income, for installs from November 1, 2026. The province's $100 Alberta Energy Rebate of 2026 was a cash payment, not an upgrade grant, and closed September 30. This guide sets the programs side by side, shows what CEIP financing costs over 20 years, and works three net-cost examples.

    Nova Scotia

    Nova Scotia Home Energy Rebates 2026: Stacking Guide

    A Nova Scotia homeowner in November 2026 can combine up to $5,000 from Efficiency Nova Scotia's Home Energy Assessment program, up to $5,000 more from the Moderate Income Rebate for non-electrically heated homes, and the federal National Heat Pump Rebate of $2,000, or up to $10,000 below the Nova Scotia income limit, for heat pumps installed from November 1, 2026. HomeWarming makes upgrades free for low-income owners. The Oil to Heat Pump Affordability program and the Canada Greener Homes Loan are closed to new applicants. This guide lists every program with its stacking rule, works two homes through the arithmetic on Nova Scotia Power's 19.128 cent rate, and shows the order of steps that keeps each rebate valid.

    Manitoba

    No full guide yet. The program pages below are checked and dated.

    Saskatchewan

    No full guide yet. The program pages below are checked and dated.

    New Brunswick

    No full guide yet. The program pages below are checked and dated.

    Newfoundland and Labrador

    No full guide yet. The program pages below are checked and dated.

    Federal programs that apply in every province

    United States: rebates by state

    New York

    New York Home Energy Rebates 2026: Clean Heat by Utility

    The biggest New York home energy rebate in 2026 is the NYS Clean Heat heat pump incentive from your electric utility: up to $10,000 for a single-family air-source heat pump that replaces the old system in NYSEG, RG&E and National Grid territory under the January 2026 rates, $7,000 to $10,000 from Con Edison depending on the new Weatherized Tier, and $4,000 to $8,000 from Central Hudson and Orange and Rockland on their current sheets. Incentives are capped at 70% of project cost (85% in a Disadvantaged Community). Income-qualified owners can use NYSERDA's EmPower+, which carries the state's IRA HEAR money, but a heat pump cannot be funded by both EmPower+ and Clean Heat. Solar adds NY-Sun and a 25% state tax credit capped at $5,000. The federal 25C and 25D credits ended for property placed in service after December 31, 2025. This guide tabulates every utility, shows what stacks, and works an upstate oil home and a downstate gas home.

    California

    California Home Energy Rebates 2026: What Is Still Open

    Most of California's big statewide heat pump money is gone for a new 2026 project. TECH Clean California's statewide single-family incentives were fully reserved on November 14, 2025, the federally funded HEEHRA single-family rebates on February 24, 2026, and the federal 25C and 25D tax credits ended for property placed in service after December 31, 2025. What remains is local and targeted: SMUD pays up to $3,000 for a gas-to-electric heat pump HVAC conversion and up to $4,000 for a gas-to-electric heat pump water heater; TECH's San Fernando Valley incentives reopened on November 2, 2026 for homes near Aliso Canyon; the Equitable Building Decarbonization program installs heat pumps and other upgrades at no cost for income-eligible households in its service areas; and SGIP's equity budget pays up to $1,100 per kWh of battery storage for low-income customers. This guide lists the status of each program on November 13, 2026, stacks them by measure and by utility territory, and works three examples.

    Massachusetts

    Massachusetts Home Energy Rebates 2026: Stacking Guide

    Mass Save pays $2,650 per ton, up to $8,500, for a whole-home air-source heat pump installed in 2026, $1,125 per ton, up to $8,500, for a partial-home system, and $250 per ton, up to $2,500, for a basic install, with income-based enhanced rebates up to $16,000 or a no-cost turnkey install. The 0% HEAT Loan lends up to $25,000. Equipment must be installed by December 31, 2026 and the rebate form received by February 28, 2027, and whole-home rebates change for installs from January 1, 2027. The federal 25C and 25D tax credits ended for property placed in service after December 31, 2025, and the state's federally funded HEAR and HER rebates had not launched when we checked on November 13, 2026. Homes served by one of the state's municipal light plants are outside Mass Save's electric offers. This guide stacks every program, works two homes through the numbers, and shows when a heat pump beats oil at Massachusetts electricity prices.

    Colorado

    Colorado Home Energy Rebates 2026: HEAR, Credit, Xcel

    Colorado's home energy rebates changed shape in 2026. The Colorado Heat Pump Tax Credit fell to $1,000 for an air-source heat pump, $2,000 for ground-source and $250 for a heat pump water heater on installs from January 1, 2026, and the homeowner sees at least a third of it as an invoice discount. The state's federally funded HEAR program, worth up to $14,000 per household, stopped taking single-family applications on August 1, 2026 and now pays only existing reservations; its multifamily and HER whole-home parts are slated for 2026. What is left for most households is a utility rebate (Xcel says its heat pump rebates average about $5,000 and reach $8,000), Power Ahead Colorado's $1,500 in the Denver region, co-op rebates, and the state credit. The federal 25C and 25D credits ended after 2025. This guide tabulates each source, shows what stacks, and works a Front Range gas home and a mountain propane home.

    Washington

    Washington Home Energy Rebates 2026: HEAR and Utilities

    Washington home energy rebates in November 2026 come from three places: the state-funded HEAR program, which the Department of Commerce runs through 40 local administrators for households at or under 150% of area median income; utility programs such as Puget Sound Energy's $4,000 income-qualified gas-to-heat-pump rebate, Seattle City Light's $300 to $600 heat pump discounts and $750 heat pump water heater rebate, Avista's $300 to $600 tiers, Snohomish PUD's $1,800 and $2,500 ducted rebates, and Clark Public Utilities' $900 ductless and $1,500 heat pump water heater rebates; and Seattle's $2,000 oil-to-heat-pump rebate. The federal IRA rebates have not launched in Washington, and the federal 25C and 25D tax credits ended for property placed in service after December 31, 2025. This guide lists what is open, stacks it by measure and by utility territory, and works two examples with the arithmetic shown. Every amount was checked against the official program page on November 13, 2026.

    New Jersey

    No full guide yet. The program pages below are checked and dated.

    Oregon

    No full guide yet. The program pages below are checked and dated.

    Federal programs and what ended

    How to use these guides

    1. Start with your province or state guide and note which programs need approval before any work starts. Most rebates cannot be claimed after the fact.
    2. Check income limits early. Several of the largest US rebates (HEAR, HOMES) and Canadian programs pay most to households under a set share of area median income.
    3. Get the home assessment first where a program requires one, because it decides which upgrades qualify and in what order.
    4. Ask every contractor to itemize the rebate they expect and who files it, then compare quotes net of incentives, not before.

    Rebate guides that cover every region

    Program list last checked November 13, 2026. Amounts change without notice; each program page links to its official source. See also the full grants directory and the Home Energy Rebate Index 2026.

    Important: Educational Purposes OnlyThe guides, tools, cost estimates, and ROI calculators provided on EnergyBS.com are for informational and educational purposes only. They do not constitute certified financial, tax, or professional engineering advice. Energy costs, government rebates, and installation fees vary significantly by location and are subject to change. Always consult with certified local professionals before undertaking home energy projects or making financial commitments.